Beyond rent: the real cost of moving abroad for work

You’ve secured the job and found a flat, but before you pack your bags, let’s talk about the money you’ll need immediately and in your first few weeks in a new country. When people start planning for their move abroad, their focus is usually on the obvious expenses, like the monthly cost of a place to live. But rent is just the start. There are some other costs you’ll need to keep in mind.

The hidden upfront costs

In many EU countries, landlords require a security deposit equivalent to two to three months’ rent, plus the first month’s rent upfront. That’s up to four months of housing costs due before you even put the key to the door. Then there are utilities. Setting up electricity, gas, internet and water often involves connection fees or initial deposits, especially if you don’t have a local credit history or a permanent contract. Also, don’t forget transport. Will you need to buy a monthly pass immediately? Or perhaps a second-hand car if public transport is limited?

These initial outlays can easily total anywhere between EUR 3 000 and EUR 5 000 in cities like Berlin or Barcelona. In more expensive capitals like Dublin or Copenhagen, this figure could be significantly higher. If you haven’t saved this buffer, you could find yourself stranded right from the start.

The first month without a full salary

Here’s the reality: your first pay cheque might not arrive when you expect it. Many companies pay in arrears, meaning you work all of September but don’t get paid until late October. In other words, if you move in early September, you need enough savings to cover six to eight weeks of living expenses, not just four.

Add to this the cost of required documents. Depending on the country, you may need to pay for residence registrations, tax numbers, additional health insurance (if not immediately covered by your employer), or even certified translations of your diplomas. These administrative fees add up quickly.

Also, if you’re bringing family, there are school enrolment fees or childcare deposits to consider. Without a financial cushion, this gap between moving and getting paid can become a major source of stress.

How EURES can help you prepare

Navigating these financial hurdles alone is tough, but you don’t have to. The Living and working conditions in Europe section on the EURES portal provides a lot of valuable information on important topics such as finding accommodation, schooling, taxes, cost of living, health, social legislation and the recognition of qualifications.

EURES Advisers are another valuable source of guidance and support. They can provide you with country-specific information on average rental deposits, utility costs and typical payment cycles for your destination. They can also clarify which documents you need before you leave and whether you are eligible for any relocation allowances or other support. By reaching out to a EURES Adviser early, you can build a budget that ensures your new adventure starts with confidence, not debt.

Want more information on house-hunting in the EU? Here’s a checklist to help.

Related links:

Living and working conditions in Europe

EURES Advisers

House-hunting in the EU? Here’s where to start

Read more:

European Job Days

Find EURES Advisers

Living and working conditions in EURES countries

EURES Jobs Database

EURES services for employers

EURES Events Calendar